Returned Check Notice

Date: __________________________

     This is a demand for payment in full for a check or order not paid because of lack of funds or insufficient funds.  If you fail to make payment in full within 10 days after the date of receipt of this notice, the failure to pay creates a presumption for committing and offense, and this matter may be refgerred for criminal prosecution.

We hereby notify you, as maker, that check drawn by

___________________________________________________________________________________________
          Name                                 Address                                    City                             Texas

___________________________________________________________________________________________
          Name of Bank                                                                    City                             Texas

Dated___________________________, in the amount of $__________________________________________

Has been returned and payment refused by the drawee bank because of INSUFFICIENT FUNDS .  Also a service fee of $30.00 has been added making the Total Amount $_______________________.

     This is to notify you to make payment within 10 days.